$2,475/mo. That’s not a typo. This 3-bed, 2 full / 2 half bath townhouse at 1789 W 5050 S comes with something almost no listing on the market can offer: an assumable FHA loan locked in at 5.125%. What that means for you: A new FHA loan on this home at today’s ~6.45% rate would cost you $2,875+/mo. By assuming this loan, you pay $2,475/mo instead. That’s $400+ in savings every single month, $4,800 per year, and $48,000 over 10 years. Move-in costs are lower too. The gap to assume this loan is lower than typical down playment + closing costs. Compare that to a new FHA loan where you’re looking at $29,000+ between the down payment, closing costs, upfront MIP, and appraisal fees. No new loan origination. No upfront mortgage insurance premium. No new appraisal required. The home: 1,926 sq ft with a finished basement, built-in entertainment center, and a layout that lives bigger than the square footage suggests. Close to Riverdale shopping and quick I-15 freeway access. Seller financing also available. If covering the full assumption gap doesn’t work for your situation, we’re open to flexible financing options to help you get into this home at the locked-in. EV charger in garage!