Conveniently located in the heart of Orem, in a community reinvestment zone which qualifies for a 3% down CRA housing loan with no upfront mortgage insurance. Located just minutes from schools, UVU, and shopping, this charming 4-bedroom, 2-bath home offers comfort and versatility. The main floor is filled with natural light and features hardwood floors, a welcoming family room, and a cozy fireplace. The kitchen includes some tasteful upgrades such as stainless steel appliances (dishwasher and refrigerator), updated countertops, and modern fixtures. The fully finished basement adds excellent flexibility with a second mother-in-law kitchen and a wood-burning stove, perfect for extended family or additional living space. Outside, enjoy a large, flat, fully fenced backyard with mature trees and stunning mountain views, ideal for entertaining, relaxing, or outdoor activities.